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July 27, 2008

10 Hot Hands Free Devices to Comply With New Hands Free Cell Phone Laws

Handsfree5 From practical to stylish, high tech companies worldwide are developing and marketing new hands-free devices to help you comply with the new hands-free cell phone laws in various states in the union.  Being an attorney who represents injured people, I'm thrilled to see the proliferation of these devices.  I can't tell you how many clients will come to me after a devastating car accident and say "She/he was on the cell phone and didn't see me."  It reminds me of a case that I had several years ago where my client was rear-ended by a guy who was watching a DVD while driving in the fast lane of the 101!

I found a great article on Channel Web entitled 10 Hot Hands-Free Devices for Cell Phone Law Compliance.  They list the following devices (click on each one for detailed information or click here to view individual photos of these devices!):

  1. Plantronics Voyager 520, around $40
  2. Sennheiser VMX 120, around $189
  3. Jabra JX 10 Series, around $70
  4. Ford Sync, built into various Ford products
  5. Aliph's New Jawbone, around $100
  6. Parrott Mini-Kit, $50-80
  7. Magellan Maestro 3140, around $140-400 (GPS with Bluetooth!)
  8. Motorola T605, around $150 (music and Bluetooth)
  9. Anycom Solar Bluetooth Kit, around $80 (yep, it's solar powered)
  10. BlueAnt Supertooth Light, around $90

Shocking_accident_list_view You know how I'm always ranting and raving about driving hands-free.  Heck, I don't expect you to not talk while driving (that'd be saying "do as I say, not as I do") but, please, go hands-free and keep both hands on the steering wheel.  Please don't let this happen to you or a loved one.

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The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at          (323) 852-1100        

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

July 17, 2008

The 2007-2008 California Common Interest Developments Homeowner's Guide by Donie Vanitzian

Hoa_meeting_activityDonie Vanitzian (see her bio below), the preeminent consumer protection advocate, has written a fabulous book, published by Thompson-West.  A must read for any owner, or prospective owner, of a condominium or a property which is governed by a homeowners association.  Click here to order it directly from Thompson-West!
This guide is an annual pamphlet that discusses all aspects of subdivision and condominium law from a homeowner's perspective, as well as from a homeowner's association and developer's perspective. It provides advice on what to avoid and what to look for when purchasing a common interest development, as well as guidance on mediation, arbitration, discovery, litigation and settlement of claims arising out of common interest developments. A one-of-a-kind book, it will be useful to any homeowner or attorney representing a homeowner of a common interest development, or an attorney representing a homeowner's association or developer.
Features
  • Discusses mediation, arbitration, discovery, litigation and settlement strategies
  • Discusses the operation of homeowner's associations and homeowner's rights
  • Examines the law regarding condominiums, subdivisions, planned communities
  • Includes forms, practice pointers, comments, tables, index, and extensive cross references
  • Discusses complete text of the Davis-Stirling Act, and text of other statutes affecting common interest developments
  • Examines formation, governance, operation, management, liability, and litigation issues facing owners' associations

Donie Vanitzian Biography: Ms. Vanitzian received her juris doctorate from the University of West Los Angeles School of Law and is a professor at the University of California Los Angeles, where she teaches Consumer Protection in Common Interest Developments. Ms. Vanitzian is also an Arbitrator and a Certified Mediator with the Los Angeles City Attorney's Dispute Resolution Program. Ms. Vanitzian's column, Associations and Common Interest Living, regularly appears in the Los Angeles Times. She has also written Villa Appalling! described as "the ultimate buyer beware guide" for common interest developments, homeowner associations and planned communities.

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The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at          (323) 852-1100       

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

*****************************************************************************************************************************

The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at          (323) 852-1100       

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

*****************************************************************************************************************************

The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at          (323) 852-1100       

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

June 25, 2008

Cell Phone Laws for 2008: What You Need To Know (and more!)

Nocellphone As you know by now, I'm a great proponent of the new California hands-free law which goes into effect on July 1, 2008.  I blogged about it in May: Click Here.  A corollary, of course, are my rants and raves about texting while driving: Click here, here, here and here.

So, I've decided to post (yet again) on this subject and provide several useful links to articles, videos and hands-free equipment vendors below.

Homefeature_driveandphone What to Expect from California's New Hands-Free Law: The Public Policy Institute of California writes the following press release:

As of July 1, 2008, California drivers must use hands-free technology when talking on a mobile phone, and drivers under age 18 may not use a mobile phone at all while driving. This study examines how fatalities changed in states after a hands-free law was enacted, compared to states without a hands-free law. The findings indicate that mobile phone ownership is associated with higher traffic fatality rates in bad weather, on wet roads, and in rush-hour traffic. California’s new law should lead to some 300 fewer traffic fatalities a year. However, to gain the full benefit of the law, California should concentrate its enforcement efforts during adverse driving conditions, and public education about the law ─ and about the distraction and danger of using a mobile phone in the first place ─ should be an important component in implementing the law, which could help change behavior that enforcement alone might not achieve.  Read the entire press release here

Other Useful Links

Video Satire: Still Legal to Eat, Knit or Dress While Driving (L.A. Times: Dan Neill's Hands Free Alternatives)

If there's a fatal car accident, a violator of the hand-held ban could face a felony charge, some experts say: California Cell Phone Law May Be More Costly Than $20 (L.A. Times Article)

Hands Free Phones in California Will Save Lives (Public Policy Institute of California: By Jed Kolko, research fellow, Public Policy Institute of California)

Frequently Asked Questions About the New Hands-Free Cell Phone Laws (L.A. Can't Drive)

Guide to Handling Traffic Tickets by Mike Klijian, Esq.

Video: The Future orf Hands Free Devices (Youtube)

Video: Hands Free Cell Phone Spoof (Ameriquest)

Purchase Hands-Free Items Below

Hands Free Cell Phone Kits (Pricegrabber.com)

Hands Free Cell Phone Headsets (Pricegrabber.com)

*****************************************************************************************************************************

The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at          (323) 852-1100       

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

June 21, 2008

Tarnished Golden Years: Banks and Credit Unions Commit Financial Elder Abuse

Yet more outrage today when I read the Center for Responsible Lending report entitled "Tarnished Golden Years: Unauthorized Bank and Credit Union Overdraft Fees Threaten Financial Security of Older Americans." (Read entire report here)

The Center has yet another report, Shredded Security, which reports the following:

As AARP reports this week that bankruptcy among older Americans has doubled since 1991, and as banks raise their overdraft fees and make it easier to hit their account holders with multiple charges, we release findings on how unauthorized overdrafts strip fees from Americans 55 and older at the level of $4.5 billion per year. Nearly $1 billion of that comes from people who are heavily dependent on Social Security income.

Read Shredded Security here

So, bottom line is that people work hard all of their lives, scrimp, save and live on very little Social Security to begin with and the banks and credit unions, in their greed, predatorily steal this money from the elderly.  I found an interesting article entitled Financial Elder Abuse on the California Attorney General's Crime and Violence Prevention Center  Safestate.org site.   

*****************************************************************************************************************************

The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at (323) 852-1100

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

June 05, 2008

Slouching Towards Hypocrisy: Just Say "No" to Tort Reform

I just found this fantastic Slowpoke cartoon by Jen Sorensen entitled "Slouching Towards Hypocrisy."  Amusingly poignant.  To paraphrase former First Lady Nancy Reagan,  "Just Say No To Tort Reform."

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The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at (323) 852-1100

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

June 04, 2008

Estate P.A.C.T.: A Service For Preparing Probate Property for Sale

Lou_woolf I was having lunch with Los Angeles Real Estate genius Lou Woolf a couple of weeks ago.  Lou handles probate properties in a unique fashion.  Oftentimes probate properties are in grave disrepair and, as a result, are almost unmarketable.  Lou Woolf has a solution for this problem:  Hire tradespeople who, because of Lou's stellar reputation earned during 30+ years in the Los Angeles Real Estate Market, are willing to repair and beautify the downtrodden home and wait to be paid until after the home is sold.  In so doing,  Lou is able to maximize the results for his probate clients. 

In Lou Woolf's own words:

It can be a royal pain for an estate representative to sell the decedent's house.  In many cases the house needs extensive cleaning and some repairs (often cosmetic) before it can be sold.  But where does the money for these services come from?  If the house is the major asset of the estate, then the representative will often wind up paying for services out of his or her pocket, and then getting reimbursement when the house is sold.  That's not always a good idea (and if your representative doesn't have a bunch of cash sitting around, it may not even be possible).

A Los Angeles-based Realtor at Coldwell Banker, Lou Woolf, has a new service (called Estate P.A.C.T.) that could help in this area.  If you hire Mr. Woolf to sell your probate property, you gain access to a group of tradespeople who will (a) perform the necessary work on the house and (b) defer their fees until the house is sold.  (The fees are payable at the closing.)  Here is the press release and his web site site is www.EstatePact.com Mr. Woolf has indicated that His Estate Pact program will be made available to the general public (non-probate properties) on a limited, and case by case basis. 

Probate issues are tough enough without having to then go through the emotion and expense of rehabbing your deceased parents' home in order to sell it.  I've known Lou Woolf for over 35 years and can vouch for his dedication, passion and integrity when it comes to selling homes.  Call him at (818) 728-3911 or (866) Get-Wolf or send him an e-mail Lawoolf@aol.com.

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The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at (323) 852-1100

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

May 31, 2008

A Guideline For Handling Traffic Tickets by Michael Klijian, Esq.

Mike_klijian_cropped_4 I asked attorney Michael Klijian to write an article regarding the handling of traffic tickets.  Mr. Klijian’s practice focuses on defending drivers who have been ticketed for any and all types of traffic infractions in and around the Greater Los Angeles area, Beverly Hills and the San Fernando Valley

. He handles each matter with the utmost of intregity, professionalism and skill. Mr. Klijian has proved to be a passionate advocate of Southern California drivers.

A Guideline For Handling Traffic Tickets

by Michael Klijian, Attorney at Law

There are many different violations that drivers are cited for on a daily basis. My attempt will be to provide you with a basic guideline as to the steps that should be taken in order to resolve your matter. First, and foremost, never let the “due date” of the citation expire. This crucial date is listed below your signature on the citation itself. If a “due date” expires, then you most likely will have a failure to appear and have your citation referred to collections. When this happens, your bail or fine amount increases drastically and will cause a hold being placed on your driver’s license.

Most courts, will allow a one time extension of 60 days of your initial due date. Depending on the circumstances surrounding the citation, this may be a desired option. Whether the extension is obtained or not, the next step would be to go to the Court listed on the bottom of the citation and set the matter for a court appearance known as an arraignment. At the arraignment, a plea of guilty, no contest, or not guilty would be entered. This is not your trial date and the citing officer would not be appearing on that date. Typically, as an attorney, I would recommend setting your case for trial. If one enters a plea of not guilty and sets a matter for trial, the bail amount must be posted with the Court guaranteeing your appearance for trial. Under some circumstances, partial bail is acceptable or even better, a release on your own recognizance (“OR”).

The date set for trial is where you get to have “your day in court.” The citing officer will be subpoenaed to appear and will testify as to the circumstances of your traffic citation. Then you will have an opportunity to cross-examine (ask questions of) the officer. Finally, if you wish to give up your right to remain silent, then you may provide statements or argument to the court depicting your version of what happened on the date and time of the incident.

YOU DO NOT HAVE A RIGHT TO COUNSEL on traffic infraction matters, however, an attorney can be retained at your own expense. By doing so, you need not appear in court to set an arraignment, be present at the arraignment, or even for trial. Your attorney can handle everything from beginning to end.

Why would you need an attorney to handle your traffic citation?

1.      Getting a traffic ticket (infraction) can lead to countless hours of your precious time spent in court:

a.       First you would go to court to get a court date for an arraignment where you would enter a plea.

b.      Then you would go to court for you arraignment, enter a plea, post bail, and get a trial date.

c.       And finally, of course, you would go to trial.

2.      We can help keep points off your driving record by taking your traffic matter to trial.

Most people just pay their traffic citations and don’t realize that by doing so, they may get a point or more on their driving record.  Thereby, increasing your chances of losing your license for excessive points.

3.      Getting points on your driving record will cause your auto insurance rates to increase.

By getting points on your driving record, your auto insurance rates will increase. Thus, in the long run, it is more cost effective to obtain legal representation to go to court for you and fight your ticket rather than paying more for insurance. And, of course, as we all know, insurance rates always seem to go up and not down.

If we handle your matter, in most instances, you would never have to go to court for these time consuming court appearances and most likely would not have to post bail prior to trial.

We can help you with:

- Traffic Tickets

- Traffic Misdemeanors

- DUI Offenses

- Suspended Driver’s License

- Failures to Appear or Warrants

- Overweight Tickets

- Excessive Points on Your Record

Our Expert Attorneys Provide The Highest Legal Service to Protect Your Rights and Secure The Best Possible Outcome For Your Case!!!

Here are just a few examples:

A client was charged with violating California Vehicle Code Section 22348(b) – speeding at 128 m.p.h. and was about to lose his license, our expert attorneys were able to reduce this violation to basic speeding and secure traffic school for the client. Thus, our client received no points on his driving record and his automobile insurance rates were not affected.

One client was cited for an overweight truck and was assessed a total fine of over $14,000 and our attorneys were able to file and argue a motion to have the case reopened in Court and eventually have the fine reduced to under $1,700. Saving our client over $12,300 in Court fines!!!

A misdemeanor complaint was filed against a client for driving on a suspended license and other related counts, and yet, due to our expert attorney’s legal arguments, the case was dismissed.

Another client, cited for traveling at 105 m.p.h. in the City of

Los Angeles

, had his case dismissed due to our attorney’s strategic planning and efforts during trial.

A client completely ignored five traffic citations he had received during a one year period causing his driver’s license to be suspended, our attorney’s set all five of his cases for trial in the same Court and got a dismissal for each and every one. Our client was extremely pleased to learn that his driver’s license was no longer suspended and that none of the citations would go on his driving record.

And keep in mind, red light camera tickets are almost always dismissed. However, keep in mind, that you must contact our office first before doing anything else.

There is no guarantee that Mr. Klijian can provide you with similar results because the facts of each case are unique.

You can reach Attorney Mike Klijian at (213) 386-1990 or klijian_esq@hotmail.com

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The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at (323) 852-1100

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

May 24, 2008

Checkmate Web Video: The Realities of Predatory Check Cashing Services

Wow, the Internet Celebrities have posted over 30 "comedy" videos on Youtube.  Each video sends a message about the predatory lending crisis in this country.  Entertaining yet very hard hitting. Check out the video below (beware of some well-placed four-letter words). 

The Internets Celebrities Dallas Penn and Rafi Kam go in for an investigative report on Check-Cashing. Themes explored include usury, economic instability, commercial banks and their profit line, and the cycle of poverty.

Oh yeah, it's a comedy.

The video is shot on location in Bushwick and Carroll Gardens in Brooklyn, New York. Also stars special guest Internets Celebrity Ben Popken of Consumerist.com.

Directed by Casimir Nozkowski
Shot by Ian Savage, Josh Weisbrot
Music by El Keter; instrumental from song "The Bottom Line" off Sankofa's album The Tortoise Hustle. Used with full permission.

http://www.internetscelebrities.com

How has the Subprime Crisis affected you? 

  • Foreclosure?
  • Victim of Real Estate Fraud? 
  • Skyrocketing mortgage payments?
  • Negative credit rating?
  • Victim of Predatory Lending? 
  • Misled by lenders?

Call or e-mail me to learn about your legal rights.  Maybe all is not yet lost...

Lowell Steiger, Attorney at Law (323) 852-1100

lowell@steigerlaw.com

May 21, 2008

Warning: Predatory Service Practices at Local BMW Dealer

Pacific_bmw I received this letter today and wanted to forewarn others to beware when they bring their car in for service under "warranty."  Whether you're bringing your BMW, Hyundai, Chevy or Bentley in for warranty service, know your rights.  I, for one, was outraged by this story.

Dear Mr. Steiger:

Today I brought my 2007 BMW 650i into Pacific BMW Service for a check engine light. The car only has 7,000 miles. Not only is it under warranty, but BMW offers a free complete maintenance plan.

Bmw650i_4

The check engine light, once illuminated cannot be turned off by the customer, necessitating a service visit. I therefore brought my car into Pacific BMW. After an hour or so, I was told they could not discover what precisely triggered the check engine light to illuminate. The service advisor explained to me that their equipment is not precise enough to pinpoint the exact cause, however they deduced it might be due to a gas cap being loose after refueling. I told them I always tighten the gas cap enough to hear a confirming "click" which indicates proper tightness. My service advisor added that sometimes you have to tighten beyond the first click, sometimes 2-3 clicks more. That suggestion is directly contrary to instructions on the gas cap which reads, "do not overtighten." Moreoever, the gas cap simply does not allow for more than one-click.

Pacific BMW decided the check engine light came on because I must have left the gas cap loose. Yet they also acknowledge that when I brought the car in, the gas cap was on tight. Because they don't know why the check engine light illuminated, Pacific BMW refused to honor the warranty and maintenance plan and charged me $145. When I protested the charge citing the car was under warranty, my service advisor said it was my fault the light came on and they would not honor the warranty. Moreover, if I didn't pay the $145, they would not release the car. I spoke to a customer relations person as no service manager was available. She reiterated they would not honor the warranty and reiterated they would not release the car until the balance was paid.

While Pacific BMW couldn't not be sure what caused the light to come on, they did not hesitate to blame me. I know for a fact, I did nothing wrong. I wonder how many other BMW owners are duped whenever they bring in their car for a problem, believing it is under warranty. It seems at any given time, Pacific BMW can blame the owner as a means of extorting a somewhat small amount of money. However, that small amount in aggregrate is not an insignificant number.

Pacific BMW's predatory practice of unjustifiably charging customers for work that should be under warranty is unconscionable! This practice makes a complete joke out of a manufacturer's warranty and is not how other BMW dealers handle similar situations.

**************************************************************************************************

The Law Office of Lowell Steiger Represents Injured Victims

If you have suffered a Personal Injury, Call for a Free Consultation

Contact Attorney Lowell Steiger at (323) 852-1100

or via e-mail at lowell@steigerlaw.com

"Treated With the Respect That You Deserve"

www.steigerlaw.com

keywords: bmw service department overcharge failure to honor warranty bad experience problem trouble "pacific BMW" los angeles glendale california

May 17, 2008

Tort Reform: Med Mal Claims Overblown in Texas - Frivolous Lawsuits Are a Myth

Tort_reform Thanks to Bob Kraft's Blog for bringing to light the facts regarding the reality behind the Texas "tort reform" legislation of 2003.  In essence, the "tort reform" is nothing more than the insurance companies' ability to lobby to put a cap on pain and suffering while increasing their profits.  They have essentially stripped victims of medical malpractice from the ability to access the courts. 

Watch Fox 4 "Investigation-Tort Reform Questions" here

Read the Fox 4 "Investigation: Tort Reform Benefits Questioned" here.

The rationale behind the legislation was that doctors were leaving in droves due to high medical malpractice insurance premiums and the threat of lawsuits.  The reality is that there were more doctors in Texas before the legislation passed and that since the legislation has passed health insurance premiums for the average family has increased from $8,000 per year to $11,000 per year, there are less doctors in Texas, insurance company profits have skyrocketed and legitimate victims of medical malpractice cannot find attorneys to represent them because the cost of the suit is so exorbitant that the limits on pain and suffering preclude attorneys from being able to represent the client.

The Fox 4 Investigation looks at the following 3 questions in detail:

  1. Was Tort Reform Necessary? No, because when adjusted for population and inflation, a bipartisan study conducted by law professors finds no surge in lawsuits, Texas malpractice payouts in 2003 were among the lowest in the country and there was no crisis in medical malpractice lawsuits.
  2. Is Tort Reform Working? One of the rationales of tort reform was that doctors were leaving in droves from Texas before 2003.  As it turns out, there were more doctors per capita in Texas before tort reform than after.
  3. Are Texans benefiting from the legislation? Well, the insurance companies are benefiting. "According to the National Association of Insurance Commissioners , companies selling medical malpractice insurance in Texas made $807,325,106 profit in the first three years following tort reform.  In 2006, more than 50 cents of every dollar collected was profit."  However, the average Texan has not benefited: "According to the Robert Wood Johnson Foundation , the average family paid $8,255 for health insurance 2001. That cost had increased to $11,533 by 2005."

Related Links

Tort Reform Brings More Doctors to Texas, But Only for Rich People (Mother Jones)

McDonald's Hot Coffee Lawsuit and Beyond: The Tort "Reform" Myth Machine (Jon Greenbaum, Peacecouncil.net)

Texas Newspaper Accused of Tort-Reform Bias (NPR)

Frameshop: Compensation Caps, aka Medical Malpractice Tort Reform (Blog for Arizona.com)

Texas Insurer Admits Caps Don't Work (Law Office of Beth S. Janicek)

Insurance Industry Now Thinks Texas Needs More Litigation (The Tortellini)

Benched DVD: The Corporate Takeover of the Judiciary (Trialnotes)

Don't let 'em fool you.  Frivolous Lawsuits are a Myth created by the insurance company lobbies to deny you access to the courts.  Period.