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4 posts from October 2006

October 31, 2006

Professionals: Tell Us About Yourself

If you provide a service to legal professionals, feel free to tell us all a little bit about yourself in the comments section of this post.  Your service should fall into a category such as legal nurse consultant, medical professional, private investigator, expert witness, court reporter, etc.  We all look forward to your input.

Thank you!

Lowell Steiger

October 29, 2006

How Much is Your Car Worth?

Total_loss_auto What if you're in an accident and your car is a total loss?  Assuming that there is insurance to cover your loss, how do you know whether the insurance company is offering you a fair amount for your car?  Our car, to us, has a certain value.  Unfortunately, that value is often a subjective value and has no bearing on what the insurance company is obligated to pay for your totaled vehicle.  They are, however, obligated to offer you "fair market value." 

How do you determine "fair market value?" Start by going to Edmunds.  Simply click on your car's make and the site will guide you through the rest.

Total_loss_red You might then wish to substantiate the value established by Edmunds by searching ads for similar vehicles on Autotrader and, in Southern California, on Recycler, Craigslist and even the Los Angeles Times

Finally, have you invested in aftermarket parts? Do you have invoices or receipts for those aftermarket parts? If so, present those to the insurance company to help bolster the value of your car.  Over time, the aftermarket parts will most likely have diminished in value but they still may add to the overall value of your car.

Feel free to comment on this post and/or e-mail me with other questions at

What To Do If You're In An Accident


Things to Do If You're Involved in an Auto Accident

  • Call 911 immediately to summon police and/or paramedics

Then get the following information:

  1. Name, address and phone number of other driver(s) involved in the accident
  2. Driver's license number of other driver(s) involved in the accident
  3. Insurance information of other driver(s) involved in the accident, name of insurance company, policy number
  4. Registered owner information of other vehicles involved in the accident
  5. If any of the other drivers appears to be on the job for a company, get the name of that company
  6. Passengers in other vehicles? Get their names, addresses, phone numbers
  7. Actual location of accident (street, intersection, exact address, if possible)
  8. Witness information: Names, addresses, phone numbers
  9. Jot down basic information such as weather conditions, street condition, traffic (light, medium, heavy), time of day that accident happened

Keep a camera in your car at all times (disposable is just fine). Take pictures of the cars, people, scene.

Very Important: Do not speak to anyone other than your doctor(s) without the advice of an attorney.  In particular, DO NOT give a statement to any insurance company, recorded or not, without the advice of an attorney.

Representing Injured People

Over the years, I have had the pleasure of representing a great many people who have been innocently injured by the negligence of others. It is my basic nature to want to fix things, to make it better for people in general and, specifically, for those that I represent. I want to right the wrongs that have been done to my clients.

My clients range in age from 4 years to 80+. They've been injured as drivers, passengers, pedestrians, bike riders, motorcycle riders, boat passengers, victims of dog bites and other animal attacks, slip and falls in restaurants, stores, parking lots, trip and falls on sidewalks, exploding wine bottles, defamation, medical malpractice, and on and on. Whether the negligent party is an individual, a company or a governmental entity, my clients are deserving of zealous representation.

When someone is injured, they are made less than whole. Something is taken away from them. They suffer not only a physical injuries but emotional injuries as well. An injured person's world is rocked. Once unexpectedly injured, a person's confidence and sense of security in the world around him or her is somehow eroded. That erosion can be small or great.

My clients have suffered soft tissue injuries, facial and bodily scarring, broken bones, brain injuries, psychological injuries such as post-traumatic stress disorder and depression. No injury is to be taken lightly because the pain suffered is 100% unique to that individual. My staff and I sympathize with our clients and want to bring them back to where they were before they were injured.

It is my job to handle the legal portion of each of my client's cases. By doing my job, my client can focus on his or her job: getting well.

My life as an attorney is a second career for me -- I was licensed at 42 (I'm now almost 51). I chose this field because I care about people and want to spend the second half of my life representing those who, without my help, would most likely not get a fair shake from the insurance companies or other big businesses whose negligence has caused them harm.

Look for more posts regarding personal injury law. Please let me know what topics you would like to see covered in this blog.

I welcome any comments to this and any other posts on this blog.

Warm regards,

Lowell Steiger

Feel free to comment on this post and/or e-mail me with other questions at

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